Florida Commerce Mortgage Center

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Florida Commerce offers the best mortgage tools available on the Internet. Our easy and convenient, 20-minute online application will help you find the most suitable loan program and in most cases, provide you with an instant decision in just seconds. Together with the assistance of an experienced live loan officer to guide you through the often difficult process, we're committed to helping put you in home of your dreams. To apply for a mortgage or for information on your current mortgage such as, loan balances or to set up automatic payments, click here.  

Financial Independence Today is the Key for a FIT Tomorrow

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FCCU wants to help you become Financially Independent Today. By enrolling in FCCU's iLiveFIT! program, you will receive a FREE confidential personal financial assessment. Once your fitness level has been determined, you will be provided with a comprehensive prescription plan specific to your needs. This program is absolutely free PLUS you'll earn discounts on mortgage closing costs and gift cards! Click Here for more information.

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Passion, dedication, and creativity are just a few words that describe the C2U (Committed to You) philosophy at FCCU. Through participation in fundraisers, community sponsorships, volunteer time and hands-on-activities, our goal is to enrich the lives of those living in our community and to provide support to local organizations. To view a list of supported organizations or to request sponsorship support from Florida Commerce click here .

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Florida Commerce introduces a rewards program that will have you and your family saving like never before. Vacations become a reality, grocery bills go down, consumer purchases and personal information is protected, prescriptions become more affordable, telephone calls are discounted; even entertainment and dining out costs less. And that’s just the beginning! Benefits Plus® will help you and your family get more and do more, for less! Click here for more information  

Financial Calculators

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Florida Commerce is committed to providing members with the necessary tools to become Financially Independent Today. Use these calculators to determine everything from auto loans to net worth. View All Financial Calculators .

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Join Today!

If you live or work in the following counties, you can join: Leon, Wakulla, Gadsden, Jefferson, Madison, Liberty, Jackson, Taylor, Calhoun, Washington, Walton and Holmes Counties in Florida and Thomas County, Georgia. To apply for membership online, just click the 'Open an Account' link at the top of the page.

Online Payment Center

Mortgage Payment

To make a payment to your Florida Commerce Mortgage, click here.

Pay Bills

Use BillPay in iBranch! to make payments using your current FCCU account. To sign in to or enroll in online BillPay, login to iBranch!

Pay Your Loan

To make a same day payment to an FCCU loan using funds from another financial institution, click here.  *To make online payments from an FCCU account, use iBranch!  

Person to Person Payments

To use Florida Commerce's P2P payment feature, ZashPay, login to iBranch! and look for the Pay People link under the Bill Pay tab. *Must be enrolled in Bill Pay. Enrollment is free.