iEarn! Checking
Florida Commerce Credit Union introduces iEarn! Checking, a brand new interest checking account designed to help you earn more on your hard working dollars.
With only $1,000 to open, iEarn! will earn rates similar to a savings account and balances over $25,000 can automatically be swept into a money market account. Your money market account will then earn at a higher rate just for being tied to your iEarn! Checking account! No strings attached!
Plus, iEarn! comes with:
- Higher daily withdrawal limits at ATMs, debit card transactions, and point of sale.
- Free FCCU Checks
- Unlimited ATM usage
- ATM surcharges from foreign ATMs will be refunded*
- Free debit card
- $20 discount on any size safe deposit box if average balance of $25,000 is maintained (where available)
- Free online banking & BillPay
- Free email or cell phone text alerts when account balance nears the minimum or maximum.
For more information and to open your iEarn! Checking account, call 488-0035 or visit any of our 6 locations today!
Current Rates
iEarn! Checking
| Average Monthly Balance | Rate | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|
| Balances up to $1,000.00 | 0.00% | 0.00% | 0.00% |
| $1,000.01 - $24,999.99 | 0.25% | 0.25% | 0.25% |
| $25,000.00 and up | 0.05% | 0.05% | 0.05% |
Disclaimer
$1,000 required to open.No minimum balance required.
*ATM surcharge refunds will be paid only if you maintain an average daily balance (ADB) of $1000 or more in your checking account. If you use a non-FCCU ATM that assesses a surcharge, we will look at your ADB from the prior month. If your ADB from the prior month was $1000 or greater, your surcharge will be refunded to you.
