iEarn! Checking


Florida Commerce Credit Union introduces iEarn! Checking, a brand new interest checking account designed to help you earn more on your hard working dollars.

With only $1,000 to open, iEarn! will earn rates similar to a savings account and balances over $25,000 can automatically be swept into a money market account. Your money market account will then earn at a higher rate just for being tied to your iEarn! Checking account! No strings attached!

Plus, iEarn! comes with:

  • Higher daily withdrawal limits at ATMs, debit card transactions, and point of sale.
  • Free FCCU Checks
  • Unlimited ATM usage
  • ATM surcharges from foreign ATMs will be refunded
  • Annual 1-time "Oops!" Checking Protection (Refund of one overdraft fee annually)
  • Free debit card
  • $20 discount on any size safe deposit box if average balance of $25,000 is maintained (where available)
  • Free online banking & BillPay
  • Free email or cell phone text alerts when account balance nears the minimum or maximum.

For more information and to open your iEarn! Checking account, call 488-0035 or visit any of our 7 locations today!

Current Rates

iEarn! Checking

Average Monthly Balance Rate Annual Percentage Yield Dividend Rate
Balances under $1,000 0.10% 0.10% 0.10%
$1,000.01 - $24,999.99 1.00% 1.01% 1.00%
$25,000 and up 0.10% 0.10% 0.10%

Disclaimer

$1,000 required to open.

No minimum balance required.

Account earns .10% on average balances between $0-$1000; 1.0% on average balances between $1,001 - $25,000; and .10% on entire balance if balance is greater than $25,000.