iEarn! Checking
Florida Commerce Credit Union introduces iEarn! Checking, a brand new interest checking account designed to help you earn more on your hard working dollars.
With only $1,000 to open, iEarn! will earn rates similar to a savings account and balances over $25,000 can automatically be swept into a money market account. Your money market account will then earn at a higher rate just for being tied to your iEarn! Checking account! No strings attached!
Plus, iEarn! comes with:
- Higher daily withdrawal limits at ATMs, debit card transactions, and point of sale.
- Free FCCU Checks
- Unlimited ATM usage
- ATM surcharges from foreign ATMs will be refunded
- Annual 1-time "Oops!" Checking Protection (Refund of one overdraft fee annually)
- Free debit card
- $20 discount on any size safe deposit box if average balance of $25,000 is maintained (where available)
- Free online banking & BillPay
- Free email or cell phone text alerts when account balance nears the minimum or maximum.
For more information and to open your iEarn! Checking account, call 488-0035 or visit any of our 7 locations today!
Current Rates
iEarn! Checking
| Average Monthly Balance | Rate | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|
| Balances under $1,000 | 0.10% | 0.10% | 0.10% |
| $1,000.01 - $24,999.99 | 1.00% | 1.01% | 1.00% |
| $25,000 and up | 0.10% | 0.10% | 0.10% |
Disclaimer
$1,000 required to open.
No minimum balance required.
Account earns .10% on average balances between $0-$1000; 1.0% on average balances between $1,001 - $25,000; and .10% on entire balance if balance is greater than $25,000.




