Money Market Accounts


Earn the highest possible return on your investment without losing access to your funds or the security of federal insurance. Account balances earn dividends based on 3 tiers - $2,500.00 - $24,999.99; $25,000 to $99,999.99; $100,000 and above; all tiers earn at the posted dividend while accounts with $100,000 or more earn an additional .25% bonus! Check writing privileges come free with this account (up to 3 checks per month, minimum $250), as well as free checks. The minimum opening deposit is $2,500 and dividends are computed daily and paid monthly. Should the balance fall below $2,500, the funds are transferred to your Share Account.

Money Market accounts with an active iEarn! checking account will pay higher dividends than the basic Money Market Account.

Rates may fluctuate weekly, so your weekly Annual Percentage Yields (APYs) are displayed on your monthly statement to help you reconcile your account.

If you want high returns with no risk, Florida Commerce's money market account is for you. Unlike the stock market, you can never lose your initial deposit. You simply sit back and watch your funds grow.

Current Rates

Money Market Account

Minimum Balance Dividend Posting Annual Percentage Yield Dividend Rate
$2,500.00 - $24,999.99 Monthly 0.30% 0.30%
$25,000.00 - $99,999.99 Monthly 0.70% 0.70%
$100,000 and up Monthly 0.95% 0.95%

Disclaimer

Rates subject to change weekly.