Land Loans
- Any size lot within a recorded subdivision or up to 40 acres outside of a subdivision
- Fixed rate, adjustable rate and interest only options
- We'll finance up to 90% of appraised value
- Limited to Florida or Georgia properties
- Apply around the clock
1st mortgage, 90% of appraisal, 100% of tax assessment, maximum amount $500,000, minimum loan of $40,000 to exceed 15 years
Current Rates
Unimproved Property
| Terms | Annual Percentage Rate |
|---|---|
| 5 years or less | 8.1% - 15.6% |
| 5 to 10 years | 8.45% - 16.95% |
| 15 to 20 years | 9.1% - 18.0% |
Disclaimer
Loans available to purchase vacant lots or land, as well as loans to pull out the equity in a parcel you already own. We will finance up to 90% of the appraised value. Florida and Georgia Properties only. Call a financial services officer for details. The rates stated above represent the rate the majority of our members would receive. Actual rates range from 8.1% for 5 year term to 18.0% for a 20 year term. The rate you receive is determined by a credit review and the term of your loan.
