Vehicle Lending, Finance & Insurance Services

New and used vehicles with low rates and terms up to 72 months. We will finance up to 100% of the purchase price, including tax, tag, and title.

FCCU offers the following products and services with our Auto Loans.
Convenient Repayment with Payroll Deduction or Automatic Transfer
Don't worry about missing a loan payment. Make your payments automatically through payroll deduction, direct deposit, or automatic transfer from your account. You'll save on postage and avoid late or forgotten payments.
Payment Protection
Insure the balance of your loan with Payment Protection. This peace of mind coverage protects your family from paying your debts at a time when they may be unable to afford it because of your disability or death. Adding coverage to your loan usually won't increase payments.
Guaranteed Asset Protection (GAP)
If your car were totaled or stolen, would your insurance settlement be enough to cover your outstanding car loan? With our GAP waiver, you're protected against financial loss if either of these situations occur. GAP pays the difference between the actual cash value of your vehicle and your unpaid loan balance, plus $500 of your car insurance deductible. Some restrictions apply. See contract for details.
Mechanical Breakdown Coverage
Protect yourself from the high cost of unexpected repair bills. Mechanical breakdown coverage from Florida Commerce usually costs far less than extended warranties offered through dealerships.