Rates - Deposits, Checking & Savings
Rates updated as of 12-26-08.
***Rates subject to change daily***
Savings Accounts
Savings Account Rate
| Minimum Balance | Dividend Posting | Rate | Annual Yield |
|---|---|---|---|
| $0-$4,999.99 | Quarterly | 1.00 | 1.01 |
| $5,000 - $24,999.99 | Quarterly | 1.25 | 1.26 |
| $25,000 and above | Quarterly | 1.50 | 1.51 |
Holiday Club Account
| Minimum Balance | Dividend Posting | Rate | Annual Yield |
|---|---|---|---|
| $5 | Quarterly | 1.00 | 1.01 |
High Yielding Deposits
91 Day Certificate
| Minimum Balance | Dividend Posting | Rate | Annual Yield | Terms |
|---|---|---|---|---|
| $1000 | Monthly | 1.71 | 1.72 | Penalties apply for early withdrawal. |
182 Day Certificate (includes IRA CDs)
| Minimum Balance | Dividend Posting | Rate | Annual Yield | Terms |
|---|---|---|---|---|
| $1000 | Monthly | 2.26 | 2.29 | Penalties apply for early withdrawal. |
52 Week (Includes IRA CDs)
| Minimum Balance | Dividend Posting | Rate | Annual Yield | Terms |
|---|---|---|---|---|
| 1000 | Monthly | 2.73 | 2.77 | Penalties apply for early withdrawal. |
2-year Certificate (includes IRA CDs)
| Minimum Balance | Dividend Posting | Rate | Annual Yield | Terms |
|---|---|---|---|---|
| 1000 | Monthly | 2.93 | 2.97 | Penalties apply for early withdrawal. |
30-month Certificate
| Minimum Balance | Dividend Posting | Rate | Annual Yield | Terms |
|---|---|---|---|---|
| 1000 | Monthly | 3.17 | 3.22 | Penalties apply for early withdrawal. |
4-year Certificate (includes IRA CDs)
| Minimum Balance | Dividend Posting | Rate | Annual Yield | Terms |
|---|---|---|---|---|
| 1000 | Monthly | 3.36 | 3.41 | Penalties apply for early withdrawal. |
IRA
| Minimum Balance | Dividend Posting | Rate | Annual Yield |
|---|---|---|---|
| 50 | Monthly | 2.57 | 2.60 |
| 25000 | Monthly | 2.74 | 2.77 |
| 50000 | Monthly | 3.01 | 3.05 |
Roth IRA
| Minimum Balance | Dividend Posting | Rate | Annual Yield |
|---|---|---|---|
| 50 | Monthly | 2.57 | 2.60 |
| 25000 | Monthly | 2.74 | 2.77 |
| 50000 | Monthly | 3.01 | 3.05 |
Education IRA
| Minimum Balance | Dividend Posting | Rate | Annual Yield |
|---|---|---|---|
| 50 | Monthly | 3.93 | 4.00 |
2-year Certificate (includes IRA CDs)
| Minimum Balance | Dividend Posting | Rate | Annual Yield | Terms |
|---|---|---|---|---|
| 1000 | Monthly | 2.93 | 2.97 | Penalties apply for early withdrawal. |
4-year Certificate (includes IRA CDs)
| Minimum Balance | Dividend Posting | Rate | Annual Yield | Terms |
|---|---|---|---|---|
| 1000 | Monthly | 3.36 | 3.41 | Penalties apply for early withdrawal. |
Money Market Accounts
| Minimum Balance | Dividend Posting | Rate | Annual Yield |
|---|---|---|---|
| $2,500.00 - $24,999.99 | Monthly | 1.05% | 1.06% |
| $25,000.00 - $99,999.99 | Monthly | 1.30% | 1.31% |
| $100,000 and up | Monthly | 1.55% | 1.56% |
