Rates - Deposits, Checking & Savings
Rates are accurate as of 9/1/2010 and subject to change daily without notice.
For more information on applicable fees and terms, please contact a financial service officer at 488.0035.
Savings Accounts
Savings Account Rate
| Minimum Balance | Dividend Posting | Prospective Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| $5-$24,999.99 | Quarterly | 0.20% | 0.20% |
| $25,000 - $49,999.99 | Quarterly | 0.40% | 0.40% |
| $50,000 and above | Quarterly | 0.60% | 0.60% |
iSave! Systematic Savings Account
| Minimum Balance | Dividend Posting | Rate | Annual Percentage Yield |
|---|---|---|---|
| First $1000 | Quarterly | 5.00% | 5.02% |
| $1,001 - $24,999.99 | Quarterly | 0.20% | 0.20% |
Holiday Club Account
| Minimum Balance | Dividend Posting | Prospective Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| $5 | Quarterly | 0.20% | 0.20% |
Checking Accounts
iEarn! Checking
| Average Monthly Balance | Rate | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|
| Balances under $999.99 | 0.10% | 0.10% | 0.10% |
| $1,000.00 - $25,000.00 | 0.90% | 0.90% | 0.90% |
| $25,000.01 and up | 0.10% | 0.10% | 0.10% |
High Yielding Deposits
91 Day Certificate
| Minimum Balance | Dividend Posting | Terms | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|---|
| $1000 | Monthly | Penalties apply for early withdrawal. | 0.20% | 0.20% |
182 Day Certificate (includes IRA CDs)
| Minimum Balance | Dividend Posting | Terms | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|---|
| $1000 | Monthly | Penalties apply for early withdrawal. | 0.50% | 0.50% |
52 Week (Includes IRA CDs)
| Minimum Balance | Dividend Posting | Terms | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|---|
| $1000 | Monthly | Penalties apply for early withdrawal. | 0.65% | 0.65% |
2-year Certificate (includes IRA CDs)
| Minimum Balance | Dividend Posting | Terms | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|---|
| $1000 | Monthly | Penalties apply for early withdrawal. | 0.95% | 0.95% |
30-month Certificate (includes IRA CDs)
| Minimum Balance | Dividend Posting | Terms | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|---|
| $1000 | Monthly | Penalties apply for early withdrawal. | 1.16% | 1.15% |
4-year Certificate (includes IRA CDs)
| Minimum Balance | Dividend Posting | Terms | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|---|
| $1000 | Monthly | Penalties apply for early withdrawal. | 1.31% | 1.30% |
IRA
| Minimum Balance | Dividend Posting | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|
| $50 - $24,999.99 | Monthly | 0.40% | 0.40% |
| $25,000 - $49,999.99 | Monthly | 0.85% | 0.85% |
| $50,000 and above | Monthly | 1.16% | 1.15% |
Roth IRA
| Minimum Balance | Dividend Posting | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|
| $50-$24,999.99 | Monthly | 0.40% | 0.40% |
| $25,000-$49,999.99 | Monthly | 0.85% | 0.85% |
| $50,000-and above | Monthly | 1.16% | 1.15% |
Education IRA
| Minimum Balance | Dividend Posting | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|
| $50 | Monthly | 3.82% | 3.75% |
Money Market Account
| Minimum Balance | Dividend Posting | Annual Percentage Yield | Dividend Rate |
|---|---|---|---|
| $2,500.00 - $24,999.99 | Monthly | 0.25% | 0.25% |
| $25,000.00 - $99,999.99 | Monthly | 0.50% | 0.50% |
| $100,000 and up | Monthly | 0.75% | 0.75% |




