Rates - Loans
Rates updated as of 12-26-08.
***Rates subject to change daily***
Auto and Other Loans
RVs, Boats and Motorcycles
| Rate | Terms |
|---|---|
| 6.45% - 17.99% | Up to 5 years |
| 7.05% - 17.99% | 5-10 years |
| 7.45% - 17.99% | 10-15 years |
New Auto Loan
| Rate | Terms |
|---|---|
| 4.99% - 17.99% | 36 months or less |
| 5.24% - 17.99% | 48-60 months |
| 5.49% - 17.99% | 72 months |
New Auto Refinance
| Rate | Terms |
|---|---|
| 4.99% - 17.99% | All Terms |
Used Auto Refinance
| Rate | Terms |
|---|---|
| 5.49% - 17.99% | All terms |
Used Auto Loan
| Rate | Terms |
|---|---|
| 5.49% - 17.99% | 36 to 60 months |
| 5.74% - 17.99% | 72 months |
Personal Property
| Rate | Terms |
|---|---|
| 9.90%-18.00% | Up to 36 months |
Revolving Line of Credit
| Rate | Other |
|---|---|
| 11.99%-17.99% | Limits range from $300 to $20,000 |
Mortgages/Equity Loans
Unimproved Property
| Rate | Terms |
|---|---|
| 8.1% - 15.6% | 5 years or less |
| 8.45% - 16.95% | 5 to 10 years |
| 9.1% - 18.0% | 15 to 20 years |
LIFELINE Home Equity Line of Credit
| Rate | Terms | Other |
|---|---|---|
| Prime -1 to Prime +1 | Maximum term of 20 years | $5,000-$500,000, Up to 90% of market value |
Home Equity Closed End Loan
| Rate | Terms | Other |
|---|---|---|
| 6.74-15.00 | 5 yrs or less | up to 95% of market value. |
| 7.09-16.50 | 10 yrs or less | up to 95% of market value. |
| 7.49-18.00 | 20 yrs or less | up to 95% of market value. |
| 7.49-15.00 | 5 yrs or less | up to 95% of market value. |
| 7.75-16.50 | 10 yrs or less | up to 95% of market value. |
| 8.00-18.00 | 20 yrs or less | up to 95% of market value. |
30-year fixed rate
| Rate | Terms |
|---|---|
| 5.125 | with 1.625% discount points with 5.293% APR |
VA 30-year fixed rate
| Rate | Terms |
|---|---|
| 5.000 | with 1.625% discount points with 5.356% APR |
Conventional 15 year Mortgage
| Rate | Terms |
|---|---|
| 4.750 | with 1.875% discount points with 5.073% APR |
