Bonus

If you complete a FREE iLiveFIT! financial assessment you could be eligible to receive up to a .40% bonus on CD rates or discount on loan rates. See a financial services officer for more details or call 488.0035 to complete your assessment today!

Rates - Loans


Rates are accurate as of 9/1/2010 and subject to change daily without notice.

For more information on applicable fees and terms, please contact a financial service officer at 488.0035.

Auto and Other Loans

RVs, Boats and Motorcycles

Terms Annual Percentage Rate
Up to 5 years 6.45% - 17.99%
5-10 years 7.05% - 17.99%
10-15 years 7.45% - 17.99%

New Auto Loan

Terms Annual Percentage Rate
36 months or less 3.49% - 17.99%
48-60 months 3.99% - 17.99%
72 months (Min. $15,000) 4.49% - 17.99%

New Auto Refinance

Terms Annual Percentage Rate
All Terms 4.99% - 17.99%

Used Auto Refinance

Terms Annual Percentage Rate
All terms 4.99% - 17.99%

Used Auto Loan

Terms Annual Percentage Rate
36 months or less 3.49% - 17.99%
48 - 60 months 3.99% - 17.99%
72 months (Min. $15,000) 4.49% - 17.99%

Personal Property

Terms Annual Percentage Rate
Up to 36 months 9.90%-18.00%

Signature Loan

Terms Other Annual Percentage Rate
Up to 3 years Limits range from $300 to $20,000 12%-18%

Revolving Line of Credit

Other Annual Percentage Rate
Limits range from $300 to $20,000 15.9%-18%

Mortgages/Equity Loans

Unimproved Property

Terms Annual Percentage Rate
5 years or less 8.1% - 15.6%
5 to 10 years 8.45% - 16.95%
15 to 20 years 9.1% - 18.0%

LIFELINE Home Equity Line of Credit (Only offered on 1st or 2nd lien positions)

Terms Other Annual Percentage Rate
Maximum term of 20 years $5,000-$500,000 Up to 90% of market value Maximum rate of 18% with 2% annual and 6% lifetime caps; 4.5% floor limit. 4.5% - 4.75%

Home Equity Closed End (Only offered on 2nd lien positions)

Terms Other Annual Percentage Rate Payment per $1000 Borrowed
5 years or less Up to 90% of market value 6.74% - 15% $19.38 - $23.79
10 years or less Up to 90% of market value 7.09% - 16.5% $11.66 - $17.07
15 or 20 years or less Up to 90% of market value - $40,000+ Minimum Loan Total 7.49% - 18% $9.27 - $15.44

Conventional 15-year Mortgage

Rate Annual Percentage Rate Payment per $1000 Borrowed
4.375% 4.445% $7.59